Our Commitment to You
We are committed to protecting your privacy. All personal information collected will be treated as private and confidential, even after you cease to be a client. We will only share your information in accordance with this Privacy Policy or where required by law, regulation, or court order.
We may store and process your personal data electronically and/or in physical form. Personal data, as defined under the Data Protection Acts 1988–2018 and the EU General Data Protection Regulation (GDPR), will only be used for the purposes for which it was collected and as registered with the Data Protection Commission.
Information We Collect
We collect personal information that you provide directly to us when you apply for loans or use our services, including but not limited to:
- Full name, date of birth, gender
- Contact details such as address, phone number, and email
- Identification numbers (e.g., passport, driving license)
- Financial information including income, bank account details, credit history
- Employment details
- Other supporting documents necessary for loan processing
We also collect information automatically from your interactions with our website, such as:
- IP address
- Browser type and version
- Device information
- Cookies and usage data
How We Use Your Information
We use your data to:
- Assess and process loan applications
- Communicate with you regarding your account and services
- Comply with legal and regulatory obligations including anti-money laundering and fraud prevention
- Improve and personalize our services
- Conduct internal research and analytics
- Send marketing communications with your consent
Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements. After this period, data is securely deleted or anonymized.
Your Rights
Under GDPR, you have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request erasure of data in certain circumstances
- Request restriction of processing
- Object to processing for direct marketing or legitimate interests
- Request data portability
- Withdraw consent at any time where processing is based on consent
- Lodge a complaint with the Data Protection Commission
To exercise any of these rights, please contact our Data Protection Officer at privacy@promontoriascariffdac.com.
Data Security
We implement technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction, including encryption, secure servers, and access controls.
Use of Cookies
This Website uses cookies—small text files that are stored on your computer or mobile device when you visit a website. Cookies help improve your browsing experience by remembering your preferences, enabling smooth navigation, and enhancing website performance.
Cookies may also help deliver content and advertisements that are more relevant to your interests.
By using our Website and services, you consent to our use of cookies as described in this policy. You can manage or disable cookies through your browser settings, although doing so may affect some website functionality.
International Transfers
Where we transfer your data outside the European Economic Area (EEA), we ensure appropriate safeguards are in place in compliance with GDPR.
Data Protection Statement
PROMONTORIA SCARIFF DESIGNATED ACTIVITY COMPANY is dedicated to full compliance with the European Union’s GDPR and the Irish Data Protection Act 2018. We maintain strict policies and procedures to ensure that all personal data is processed lawfully, transparently, and securely. We train our employees regularly on data protection principles and monitor compliance continuously.
Changes to this Privacy Policy
We may update this policy from time to time. We encourage you to review it regularly. We will notify you of significant changes via our website or other communication channels.
Contact Information
If you have questions or concerns about your privacy, please contact:
Data Protection Officer
Promontoria Scariff Designated Activity Company
Email: privacy@promontoriascariffdac.com